Please read these Terms & Conditions carefully before using the PAIFI website, submitting an application or accessing any of our services.
These Terms & Conditions govern your access to and use of the PAIFI website and services. PAIFI is operated by Weekline Investment and Trading Company Ltd, subject to the applicable legal and regulatory framework.
By accessing our website or using our services, you acknowledge that you have read and understood these Terms.
By accessing, browsing or using this website, you agree to comply with these Terms & Conditions, our Privacy Policy and other applicable policies published on the website.
If you do not agree with these Terms, you should discontinue using the website and services.
You must meet the applicable eligibility requirements for the financial product or service you are applying for.
Eligibility may depend on factors including age, income, employment, residence, credit profile, repayment capacity and applicable lending policies.
Meeting basic eligibility criteria does not guarantee approval or disbursement.
Where registration or account creation is required, you agree to provide accurate, complete and current information.
You are responsible for maintaining the confidentiality of your login credentials and for activities carried out through your account.
You agree that all information submitted to PAIFI must be true, accurate, complete and not misleading.
Providing false, incomplete, misleading or fraudulent information may result in rejection of an application or other appropriate action permitted by law.
Submission of an application does not constitute an approval or promise of a loan.
Applications may be evaluated based on eligibility criteria, documents, verification, credit information, income, repayment capacity, internal policies and other applicable factors.
You may be required to complete identity, address, employment, income, banking or other verification procedures before a financial product can be processed.
Failure to complete required verification may result in the application being placed on hold or rejected.
Where applicable, information may be evaluated for creditworthiness, repayment capacity, fraud risk and other relevant assessment parameters.
Credit information may be obtained from authorised credit information companies or other permitted sources where applicable consent and legal requirements are satisfied.
Approval of any loan or financial product is subject to applicable eligibility requirements and assessment by the relevant lender or authorised entity.
PAIFI does not guarantee that every application will be approved or that a particular loan amount will be offered.
Applicable interest, processing fees, taxes, penalties, convenience charges or other applicable charges, if any, will be disclosed according to the relevant product terms and applicable documentation.
You should carefully review the applicable offer, Key Fact Statement where applicable, loan agreement and repayment schedule before accepting a loan.
If a loan is approved, the applicable loan agreement and related documents will govern the lending relationship.
In the event of any conflict between general website information and the executed loan agreement, the applicable contractual documentation shall prevail to the extent permitted by law.
Where applicable, approved loan amounts may be disbursed after completion of required verification, documentation, agreement acceptance and other applicable conditions.
The actual disbursement amount and timing may depend on the applicable lender, payment systems and completion of required formalities.
Borrowers are responsible for making repayments according to the schedule and payment instructions specified in the applicable loan agreement.
You should ensure that sufficient funds are available for scheduled repayments.
Failure to make repayments on time may result in applicable charges or other consequences specified in the loan agreement and applicable law.
Continued non-payment may also have an impact on your credit history where applicable.
Where applicable, information relating to loan accounts and repayment behaviour may be reported to authorised credit information companies in accordance with applicable requirements.
Accurate repayment information is important for maintaining your credit profile.
By providing your contact information, you agree that we or authorised service providers may contact you regarding your application, account, repayment, support requests or other service-related matters, subject to applicable law and communication preferences.
You are responsible for protecting your passwords, OTPs, authentication information and other account credentials.
PAIFI will not normally ask you to disclose confidential authentication credentials except through authorised verification processes.
You must not use the website or services for unlawful, fraudulent, abusive or unauthorised activities.
Certain services may involve third-party providers such as payment processors, verification providers, technology platforms, credit information companies or communication providers.
Their respective terms and privacy policies may also apply to services provided by them.
Website content including text, graphics, logos, designs, trademarks, software and other materials may be protected by applicable intellectual property laws.
You may not reproduce, modify, distribute or commercially exploit such material without appropriate permission.
We aim to keep our website and services available and functional; however, temporary interruptions may occur because of maintenance, technical issues, network problems or other circumstances beyond our reasonable control.
To the extent permitted by applicable law, PAIFI shall not be responsible for losses arising from circumstances beyond its reasonable control, including network failures, third-party service interruptions or unauthorised access resulting from circumstances outside reasonable security measures.
Nothing in these Terms is intended to exclude liability that cannot lawfully be excluded.
To the extent permitted by applicable law, users may be responsible for losses, claims or expenses arising from their unlawful use of the website, violation of these Terms or submission of fraudulent or misleading information.
Access to certain website features or services may be suspended or restricted where reasonably necessary for security, fraud prevention, compliance, maintenance or other legitimate purposes.
Termination or suspension will not affect obligations that have already accrued under an applicable agreement.
These Terms shall be interpreted in accordance with the applicable laws of India.
Any dispute shall be subject to the jurisdiction of the courts or dispute-resolution mechanisms applicable under the relevant agreement and applicable law.
If you have a complaint or concern relating to our services, application process, repayment support or other service-related matter, you may contact our grievance redressal team using the contact details provided below.
We may update these Terms & Conditions from time to time to reflect changes in our services, technology, business practices or applicable legal and regulatory requirements.
The updated Terms will be published on this website along with the applicable revision date.
If you have questions regarding these Terms & Conditions, please contact PAIFI using the information below.
Please review the applicable loan offer, disclosures and loan agreement carefully before accepting any financial product or entering into a contractual relationship.